F.A.Q.
Frequently Asked Question. Find answers to the most common questions
Credit
I have bad credit. What should I do?
What is my credit or FICO score?
What is a bad credit score?
What is a good credit score?
How do I cancel my credit report & monitoring subscription?
I forgot who I obtained my credit report and/or monitoring through, how do I get in touch with them?
Credit Reports
How do I check my credit report?
How can I dispute a mistake on my credit report?
Loans
How do I receive my loan? Direct deposit, wire transfer or check?
How soon can I expect a loan approval?
What should I do if it’s been 48 hours and I haven’t heard anything?
If I am denied a loan is there a waiting period before I can reapply?
How will I know if I am approved or declined for a loan?
Why was I denied a loan?
How do I cancel my loan?
I just purchased a car, can I refinance it?
What is the difference between an emergency payday loan and a personal unsecured loan?
How much money can I borrow?
What will my interest rate be?
What is a person-to-person loan?
Is 24hrNewCreditFile.com a direct lender?
Credit Cards
How do I check my credit card and/or checking account?
How do I pay my credit card bill online or view my account?
How do I cancel my credit card account or application?
Who can I talk to about a specific issue/problem with one of my personal accounts?
How do I find the number for customer service for my credit card?
How do I check the status of a credit card application?
I cannot find a review or information about a specific credit card?
General Services
Do you issue credit cards?
Do you provide merchant card services?
Non-U.S. Residents
How can I get a credit card if I don't live in the U.S.?
Technical Issues
I cannot view a specific page on your site?